Free Online Workshop

Would you like to learn how to reduce the cost of college?  Would you like to discover how to maximize the free money that is available?  Would you like to learn the most efficient way to pay for college?  Sign up for one of our Free Online Workshops today!  The webinar is usually about 2 hours so grab a drink and a soft chair.

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Our 7 Step Unique Approach

The following is breakdown of our 7 step program to reduce the cost of College, maximize the FREE money that is available, and discover the most efficient way to save and pay for College.

Step 1

Detailed Expected Family Contribution (EFC) Analysis

Whether your child is a newborn or already in college, you still need to calculate your Expected Family Contribution (EFC) Number to see what the Colleges and Government "thinks" you can afford to pay for college.  What is more important than calculating your number is determining how your number is calculated so that you can know if it can be lowered.  Click below to download a sample of our detailed EFC report.

Download Sample Report

Step 2

Compare Financial Aid Packages

Once you know your EFC number you can use it to compare the Financial Aid packages of the schools on your list.  Each school on your list should be a good academic, social, and financial fit.  Don't have a list?  We can also help you come up with a list that will be a good academic, social, and financial fit.  Don't think you qualify for financial aid because you make too much money?  In many cases a high EFC number will help you qualify for more merit based aid.  So this step, and this report, is priceless for all families in all financial situations.  This report will also help you compare the graduation rates of each school.  The easiest way to reduce the cost of college is to graduate in less time.

Download Sample Report

Step 3

Consider Ways to Lower the Expected Family Contribution (EFC)

Lowering your EFC can help you qualify for need based financial aid.  However, having a higher EFC can help you qualify for more merit based aid.  Step 3 is to see how low you can get your EFC.  Step 4 is to determine how much you could save at each college by lowering your EFC.  If it doesn't make a big different then you should consider ways to actually increase your EFC so that you can qualify for more merit based aid.  A high EFC can also help your student to get accepted to the school of their dreams.  However, for most families, a lower EFC can significantly save you money from some of the top schools in the country.

Download Sample Report

Step 4

Consider the Results of Lowering the EFC

In most cases, lowering your EFC is not a dollar for dollar savings at all of the schools on your list.  It all depends on the percentage of your need they will meet.  For some schools it could save you tens of thousands each year off the sticker price and for other schools, lowering your EFC may not change anything.  This report, in addition to the report in Step 2, is priceless in determining which EFC strategy you should implement.  Download the sample report to see the "Before" and "After" scenarios.  The bottom lines in the report shows the potential savings. 

Download Sample Report

Step 5

College Funding Plan

Once you know the estimated cost of college, you need a College Funding Plan.  The best College Funding Plan is a strategy, not a product.  It's like the golf swing vs. the golf clubs.  We teach the "Retirement Scholarship Strategy" as the most efficient way to pay for college.  Many families step over dollars to pick up dimes by looking for the free money for college and not spending enough time on the College Funding Strategies.  Yes, you can save tens of thousands off the sticker price of college but you can save hundreds of thousands by learning the most efficient way to pay for it.  Download a sample College Funding Report and watch the video at the bottom of this page to see a case study example.

Download Sample Report

Step 6

Complete the Financial Aid Forms

This is not as simple as filling in the blanks. For example, the CSS Profile form asks about the equity in your home. How do you know how much to value your home? If you value it too high, it will show that you have too much equity. If you value it too low it could raise a red flag. We will assist you in completing the Financial Aid Forms to ensure that they are completed correctly with the correct numbers. Download our sample answer key for the FAFSA. We also include an answer key for the CSS Profile.

Download Sample Report

Step 7

Appeal the Award Offers

Get more FREE money by appealing your award offers. Upload your Financial Aid offers and we will compare them with other families in similar situations. Did they give you a generous offer or a low ball offer? We will coach you through the appeals process to help you get more free money for college.

Download Sample Report

Wash, Rinse, Repeat

Our 7 step program is not a "one and done" program. Each family completes the financial aid forms for 4 years and should update the College Funding Plan annually. You should also make sure you are keeping your EFC low each year. If your financial situation changes during college, you should appeal your financial aid package. So several of these steps should be repeated and updated annually.

College Funding Case Study

This video is a case study of how you can leverage the power of uninterrupted compound interest to pay for college. It also shows the power of using a low interest only loan.

 

Schedule a Free Strategy Session

During the appointment, we will help you get total clarity about EXACTLY what you should do to maximize the free money for college, and the EXACT steps you should take for your families situation.


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